Start with Rs. 100 a month and see what you get after 5 years. Quarterly compounding with a government guarantee.
Deposit a fixed amount every month and interest grows through quarterly compounding. At maturity after 5 years you receive the full amount plus interest.
Rs. 1 per month for every Rs. 100. After 4 consecutive defaults the account is closed.
RD gives a guaranteed, government-backed return. SIP is market-linked with higher potential but risk. Choose RD for safety and SIP for growth.
Source: Ministry of Finance / India Post, rates Q4 FY2025-26, subject to quarterly revision. Results are indicative; confirm final figures with your bank or post office.
