Government Scheme Calculators
PPF, SSY, NSC, KVP, APY, NPS and more. Rates updated every quarter from official notifications.
Rates: Q4 FY2025-26
โ ๏ธ These rates are for Q4 FY2025-26 (valid till 2026-03-31). For the latest rates see India Post or the Ministry of Finance.
Savings schemes (Post Office / Bank)
๐งSukanya Samriddhi Yojana8.2%For a daughter
๐ฆPublic Provident Fund7.1%Tax-free savings
๐National Savings Certificate7.7%5-year fixed
๐พKisan Vikas Patra7.5%Money doubles
๐ดSenior Citizen Savings Scheme8.2%Quarterly income
๐ฌPost Office Monthly Income Scheme7.4%Monthly income
๐ฐPost Office Recurring Deposit6.7%Monthly deposits
๐งPost Office Time Deposit7.5%1 to 5 years
๐ฉMahila Samman Savings Certificate7.5%For women
Pension schemes
Interest rate comparison (Q4 FY2025-26)
๐ NPS10% ๐ง SSY8.2% ๐ด SCSS8.2% ๐ NSC7.7% ๐พ KVP7.5% ๐ง FD7.5% ๐ฉ MSSC7.5% ๐ฌ POMIS7.4% ๐ฆ PPF7.1% ๐ฐ RD6.7%Source: Ministry of Finance / India Post notifications. Results are indicative; actual returns depend on rate revisions.