About this health scheme
The "Assistance For Major Ailments (Karmika Chikitsa Bhagya)'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme that provides financial support to registered construction workers and their dependents for medical expenses related to specified major ailments.
The "Assistance For Major Ailments'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme for the registered workers of the board. Under this Scheme, the Board provides financial assistance to registered construction workers and their dependents for medical expenses related to specified major ailments. The scheme ensures that eligible workers receive necessary medical treatment without facing financial hardship.
Benefits at a glance
| Scheme name | Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B) (AFMAKCBKBOCWWB) |
|---|---|
| Launched by | Labour Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Health |
| Level / State | State · Karnataka |
| Official portal | kbocwwb.karnataka.gov.in (see References at the end) |
Key facts
| Scheme for | Family |
|---|---|
| Application mode | Online |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Age | 18 to 60 years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 60 years
- 💼Construction Worker
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Financial Assistance: Rs. 2,00,000/- for major ailment treatments.
Who qualifies
For Registration as a Building/ Construction Worker:
- The applicant should be a Building/ Construction Worker (Unorganised Worker).
- The applicant should be a minimum of 18 years of age.
- The applicant should have engaged in building and construction work for at least 90 days in a given year.
For the Application of the Welfare Scheme:
- The beneficiary should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Karnataka or his/her dependents.
- The worker or their dependents must suffer from a major ailment specified in the scheme.
Papers to keep ready
0/11 documents ready
Tap a document to mark it as ready. Progress is saved on this device.
For Registration as a Building/ Construction Worker:
For the Application of the Welfare Scheme:
For the Renewal Process:
Registration walkthrough
Online
Registration Process as a Building/ Construction Worker:
Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Register”.
Step 2: Select “Register as New Construction Worker” then enter your mobile number as per the Aadhaar Registered and verify with the received OTP.
Step 3: From the dashboard, click on “Registration”.
Step 4: Fill in all the mandatory details and upload the required documents. Click on “Final Submit” to complete the registration process.
Application Process of the Welfare Scheme:
Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Schemes” (After the user Registration is approved, the user can access the schemes page).
Step 4: Select the concerned scheme. Fill in all the mandatory details and upload the required documents.
Step 5: Review the details and check the declaration box. Now click on “Submit” to complete the application process.
Renewal Process:
Step 1: Visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and click on “Login”.
Step 2: Enter your registered mobile number and the received OTP.
Step 3: From the dashboard, click on “Renewal”. Fill in mandatory details and upload the required documents.
Step 4: Review the details and click on “Submit” to complete the renewal process.
Note:
- Renewal: Every construction worker must renew their registration with the Karnataka Building and Other Construction Workers Welfare Board every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid.
- Timeline: Application can be submitted within 6 months of hospitalisation commencement date.
- List of private hospitals recognised by the Government for medical reimbursement.
Helpdesk:
Karnataka Building And Other Construction Workers Welfare Board,
Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29.
Office No: 080-29753078
E-mail: labour.commissioner42@gmail.com
Terms used in this scheme
- Major ailments
“Major ailments” means any heart operation, covid-19, Kidney transformation ,eye operation, treatment of paralysis, orthopedics operation, uterus operation, treatment of asthama disease, maternity miscarriage cases, treatment of gall bladder related ailments, removal of kidney stone, treatment of brain hemorrhage, treatment of ulcer, cancer ,dialysis, kidney related surgery, ENT treatment and surgery, neurosurgery, vascular surgery, esophagus treatment and surgery, gastrointestinal surgery, breast-related treatment surgery, hernia surgery, appendicitis, surgery, treatment of fracture/dislocation, general surgery or such other ailments as in the opinion of the Board be considered as major ailments and occupational diseases.
- Accident
Accident means any bodily injury resulting in permanent disablement (incapacitation) Permanent partial disablement as defined in the Employees’ Compensation Act, 1923 or death directly from accident arising out of and in the course of his employment or and on the regular route from home to his workplace and from the workplace to his home, the beneficiary met with an accident resulting in his death.
Frequently asked questions
Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Karnataka?
Any construction worker whose age is minimum 18 years of age and has worked in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.
Is there a minimum service requirement to register as a beneficiary?
Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.
Who can apply for the welfare scheme?
Any registered worker of the Board can apply for the welfare scheme.
What are the mandatory documents for the registration?
The documents required for registration are: Employment Certificate (Form V(A)/V(B)/V(C)/V(D)), Aadhar Card (Self-Attested), Ration Card(non-mandatory), Age Proof (one of them Example: Voter ID Card, Aadhar Card).
How often must a construction worker renew their registration with the Karnataka Building and Other Construction Workers Welfare Board?
A construction worker must renew their registration every 3 years.
What happens if a worker doesn't renew their registration within the 3-year period?
If a worker doesn't renew their registration within the 3-year period, they are granted a 1-year grace period to complete the renewal.
What happens if a worker doesn't renew their registration during the grace period?
If the worker fails to renew their registration during the 1-year grace period, their registration will become invalid.
Is there any application fee required for the registration under the Karnataka Building and Other Construction Workers Welfare Board?
No, as per the guidelines, there is no fee required for the registration.
How to enroll as a beneficiary under the Karnataka Building and Other Construction Workers Welfare Board?
Applicants can visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) to enroll themselves as a beneficiary under the board: https://kbocwwb.karnataka.gov.in/login
Who is eligible for the "Assistance for Major Ailments" scheme?
Registered construction workers and their dependents suffering from specified major ailments are eligible under this scheme.
How much financial assistance can be received under this scheme?
Eligible applicants can receive up to Rs. 2,00,000/- for medical expenses, subject to the rates prescribed under the Central Government Health Service (CGHS).
Can dependents apply for assistance if the registered worker passes away during treatment?
Yes, dependents of the registered worker may apply for assistance if the worker passes away during the course of treatment.
How to apply for the assistance under this scheme?
Applicants should visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (JKBOCWWB) to avail the assistance under this scheme: https://kbocwwb.karnataka.gov.in/login
References and official sources
Apply only on the official portal. Nothing is applied for on this site, and applying is free.
- Guidelines kbocwwb.karnataka.gov.in
- Guidelines (For Registration) karbwwb.karnataka.gov.in
- User Manual (PDF) kbocwwb.karnataka.gov.in
grokipedia.org.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
Explore more
