About this business scheme
The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.
The “Self-Help Group” is an initiative under the Deen Dayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM), implemented by the Nagar Nigam Dehradun under the Department of Urban Development, Government of Uttarakhand. The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.
Benefits at a glance
| Scheme name | Deen Dayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM): Self-Help Group – Uttarakhand (DAYNULMSHGUK) |
|---|---|
| Launched by | Urban Development |
| Benefit type | Composite (cash plus goods or services) |
| Category | Business |
| Level / State | State · Uttarakhand |
| Official portal | uk.gov.in (see References at the end) |
Key facts
| Implementing agency | Nagar Nigam Dehradun |
|---|---|
| Scheme for | Individual |
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 3 lakh per year |
Who can apply (quick check)
- 👤Female
- 🎂Age 18 to 80 years
- 🏘️Urban
- 💰Income Rs. 3 lakh tak
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- In urban local body areas, urban poor women are provided with benefits under the scheme.
- A one-time amount of Rs. 10,000/- is given to each group as an incentive by the Government of India.
- Through bank loans, various activities are carried out by the groups to improve women’s livelihoods.
- To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government.
Who qualifies
- The beneficiary must be a resident of Uttarakhand.
- The beneficiary must be a woman.
- To form a Self-Help Group, the beneficiary must belong to an urban body.
- The beneficiary must have an Aadhaar card & one passport-size photograph.
- The annual income of the beneficiary's family must be less than Rs. 3.00 lakh.
Who is not eligible
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Registration walkthrough
Offline
To form self-help groups, municipal employees involved in the project visit wards and hold group meetings with women. After the meetings, they encourage women to form groups and a self-help group is then formed.
After formation of the group, a savings account is opened for the group in any nationalized bank, into which the women of the group deposit their monthly savings. The women in the group are encouraged to take up self-employment. Actions for self-employment are carried out at the urban local body level through banks under the CCL (Cash Credit Limit) facility.
Frequently asked questions
Who is eligible to form a self-help group?
Women must belong to urban local body areas, have an Aadhaar card, provide one passport-size photograph, and come from families with an annual income of less than Rs. 3.00 lakh.
What benefits do SHGs receive under the scheme?
Each SHG receives a one-time incentive of Rs. 10,000/- from the Government of India.
How do SHGs improve the livelihood of women?
SHGs can carry out various income-generating activities through bank loans and government-supported subsidies.
Are there subsidies available for self-employment activities?
Yes, subsidies are provided jointly by the Government of India and the State Government to encourage groups to adopt self-employment.
How are self-help groups formed?
Municipal employees visit wards, hold group meetings with women, and encourage them to form self-help groups. After agreement, the group is formally established.
How do women contribute to the SHG?
Women in the group deposit monthly savings into the group’s bank account and participate in income-generating or self-employment activities.
References and official sources
Apply only on the official portal. Nothing is applied for on this site, and applying is free.
grokipedia.org.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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