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Group Insurance for Differently Abled Person Government Employees

GIDAPGE

Published: Oct 2026

4 min read

Published by Shrish, Editor · First published: 11 Oct 2026

Group Insurance for Differently Abled Person Government Employees
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Published by Shrish · Editor, grokipedia.org.inUpdated: 16 Oct 2026 · Text from the official listing, not yet reviewed · How we prepare pages

About this banking scheme

The scheme “Group Insurance for Differently Abled Person Government Employees" was launched by the Department of Social Welfare, Government of Puducherry. In this scheme, in the case of death due to accident while in service the sum insured will be given to the family of the deceased employee.

The scheme “Group Insurance for Differently Abled Person Government Employees" was launched by the Department of Social Welfare, Government of Puducherry. In this scheme, in the case of death due to accident while in service the sum insured will be given to the family of the deceased employee.

Benefits at a glance

Scheme nameGroup Insurance for Differently Abled Person Government Employees (GIDAPGE)
Launched bySocial Welfare Department, Puducherry
Benefit typeCash (money paid to your bank account)
CategoryBanking
Level / StateState · Puducherry
Official portalsocwelfare.py.gov.in (see References at the end)

Key facts

Scheme forIndividual
Application modeOffline
Last dateNot given in the official listing
DBT (direct bank transfer)No
Age18 to 80 years

Who can apply (quick check)

  • 👤All genders
  • 🎂Age 18 to 80 years
  • ♿Divyang (PwD)
  • ♿40%+ disability
  • 📝Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

In case of death due to accident while in service the sum insured as follows will be given to the family of the deceased employee:

  • Group A: Rs. 1,20,000/-.
  • Group B: Rs. 60,000/-.
  • Group C: Rs. 30,000/-.
  • Group D: Rs. 15,000/-.

Who qualifies

  • The applicant should have a disability of 40% or above.
  • The applicant should be a government servant.

Papers to keep ready

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Registration walkthrough

Offline

Step 1: The interested applicant should visit (during office hours) the Office/ Sub-Office of the Department of Social Welfare, and request the hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.

OR

The interested applicant should take print of the prescribed format https://wcd.py.gov.in/sites/default/files/wcdmarrigeofpoorbride.pdfof the application form.

Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Submit the duly filled and signed application form along with the documents to the authority given below -

  • Puducherry: The Deputy Director, Differently Abled Section, Directorate of Social Welfare.
  • Karaikal: The Assistant Director, Social Welfare Department (Sub Office).
  • Mahe / Yanam: The Welfare Officer (i\c), Social Welfare Department (Sub Office).

Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Frequently asked questions

How is the sum insured determined under this scheme?

The sum insured varies based on the employee's group: Group A - Rs. 1,20,000/-, Group B - Rs. 60,000/-, Group C - Rs. 30,000/-, and Group D - Rs. 15,000/-.

Who is eligible to apply for the scheme?

Applicants must be residents of Puducherry for at least 5 years, have a disability of 40% or above, and be government servants.

How is residency defined for eligibility?

To be eligible, applicants must be natives or residents of the Union Territory of Puducherry for a minimum of 5 years.

How can individuals contact the Department of Social Welfare?

For queries and assistance, individuals can contact the department through the provided link: https://socwelfare.py.gov.in/contact-us.

Are there sub-offices for the Social Welfare Department?

Yes, sub-offices are established, and their locations can be found at: https://socwelfare.py.gov.in/sub--office-social-welfare-department.

Is the Aadhaar Card mandatory for scheme application?

Yes, applicants must submit their Aadhaar Card as a mandatory document for the application process.

Can individuals with a disability below 40% apply for the scheme?

No, the scheme is specifically for individuals with a disability of 40% or above.

How does the scheme contribute to the well-being of differently-abled government employees?

The scheme provides a financial safety net by offering insurance coverage in case of accidental death during service.

Is there a specific format for the Disability Certificate?

While the guidelines do not mention a specific format, the certificate should clearly state the disability percentage.

Is There Any Application Fee?

No, applicants can rest assured that the entire application process is entirely free of cost. There are no fees associated with applying for this scheme.

Is There Any Compensation For The Delay In The Disbursal Of The Scheme Benefits?

The guidelines do not mention any provision for compensation in the event of delayed disbursement of scheme benefits. Applicants should note that compensation for delays is not part of the scheme's framework.

Is there an application deadline for this scheme?

The scheme guidelines do not mention any opening date or closing date for applications.

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Published byShrishEditor

Advocate (Bar Council Registered), Writer, and Education Counselor. Specializes in education law, scholarship policies, and student welfare schemes. Reviews and verifies scheme eligibility criteria, application processes, and official documentation for accuracy.

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