About this agriculture scheme
The Kera Suraksha Insurance Scheme provides accident insurance for Coconut Tree Climbers, Neera Technicians, and Harvesters. It offers coverage of Rs. 7.00 lakhs. The official listing gives no last date, so check the official portal for the current status before applying.
The Kera Suraksha Insurance Scheme is designed for Coconut Tree Climbers, Neera Technicians, and Coconut Harvesters. It is managed by the Coconut Development Board under the Ministry of Agriculture and Farmers Welfare.
This scheme provides financial protection in case of accidents, helping individuals cover medical costs and other expenses.
It aims to encourage youth to join the agriculture sector and address the shortage of skilled workers in coconut farming.
Benefits at a glance
| Scheme name | Kera Suraksha Insurance Scheme (KSIS) |
|---|---|
| Launched by | Ministry Of Agriculture and Farmers Welfare |
| Department | Department of Agriculture & Farmers Welfare |
| Benefit | The Kera Suraksha Insurance Scheme provides accident insurance for Coconut Tree Climbers, Neera Technicians, and Harvesters. |
| Benefit type | Cash (money paid to your bank account) |
| Category | Agriculture |
| Level / State | Central · All India |
| Official portal | coconutboard.gov.in (see References at the end) |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Implementing agency | Coconut Development Board |
| Scheme for | Individual |
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Annual Premium | Rs. 956 |
| DBT | No |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 65 years
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
केरा सुरक्षा बीमा योजना नारियल वृक्ष पर्वतारोहियों, नीरा तकनीशियनों और कटाई करने वालों के लिए दुर्घटना बीमा प्रदान करती है। यह Rs. 7.00 लाख की कवरेज देती है। आवेदन ऑफलाइन नारियल विकास बोर्ड में करें, अंतिम तिथि निर्दिष्ट नहीं है।
The Kera Suraksha Insurance Scheme provides accident insurance for Coconut Tree Climbers, Neera Technicians, and Harvesters.
What you receive
- Death/Permanent Total Disability: Rs. 7,00,000
- Permanent Partial Disability: Rs. 3,50,000
- Hospital Expenses (minimum 24 hours): Rs. 2,00,000
- Ambulance Charges: Rs. 3,500
- Weekly Compensation for Temporary Total Disability: Rs. 21,000 (maximum one claim per year for six weeks)
- Bystander Expenses: Rs. 3,000 (maximum for 15 days)
- Funeral Expenses: Rs. 5,500
Benefits are paid after the submission of claims with necessary documents to the Coconut Development Board.
Who qualifies
- Applicant must be a Coconut Tree Climber, Neera Technician, Coconut Harvester, or Trainee.
- Age should be between 18 to 65 years.
Who is not eligible
- No specific exclusions mentioned, but only eligible workers are covered.
Papers to keep ready
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Registration walkthrough
- Obtain the application form from the Coconut Development Board.
- Fill the form and get it countersigned by an authorized person.
- Attach premium share and age proof.
- Send the completed application to the Chairman, Coconut Development Board, Kochi, Kerala.
To check the application status, contact the Coconut Development Board office directly via phone or visit their office.
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Incomplete application forms are often rejected.
- Missing required documents can lead to denial of benefits.
- Not reporting an accident within 72 hours may void the claim.
- Incorrect age proof can disqualify the applicant.
- Failure to pay the premium share on time can lead to coverage loss.
Frequently asked questions
What is the Kera Suraksha Insurance Scheme?
It is an accident insurance scheme for Coconut Tree Climbers, Neera Technicians, and Harvesters.
Who can apply for this scheme?
Coconut Tree Climbers, Neera Technicians, and Coconut Harvesters aged 18 to 65 years can apply.
What is the premium amount?
The annual premium is Rs. 956, with a portion covered by the Coconut Development Board.
How long does the insurance coverage last?
The coverage is valid for one year and needs to be renewed annually.
How can I claim benefits?
Submit the claim form and required documents to the Coconut Development Board.
What happens if I miss the application deadline?
The official listing gives no last date, so check the official portal for the current status before applying.
References and official sources
Apply only on the official portal. Nothing is applied for on this site, and applying is free.
- Scheme Guideline (PDF) coconutboard.gov.in
- Scheme Details pib.gov.in
- Application Form - Malayalam (PDF) coconutboard.gov.in
- Accident Claim Form - Oriental Insurance Co.Ltd. (PDF) coconutboard.gov.in
- Accident Claim Form - New India Assurance Co.Ltd. (PDF) coconutboard.gov.in
- Amendment (PDF) coconutboard.gov.in
grokipedia.org.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
Drafted with AI tools from the official listing. Every number and date is checked automatically against the official text; confirm the details on the official portal before applying.
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