About this business scheme
Under this scheme, loan is provided to woman Safai Karamchari and their dependent daughters for projects with a maximum project cost of up to Rs. 2,00,000/- for small and petty trade/businesses, and various income-generating activities such as beauty parlors, boutiques, cosmetic shop, bangle shop, etc.
The scheme "Mahila Adhikarita Yojana under NSKFDC" is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Safai Karamcharis Finance & Development Corporation (NSKFDC). The HSFDC is a Company registered under the Companies Act, 1956 on 02.01.1971. It is a wholly Government-owned Corporation with a 51% share of the State Government and a 49% share of the Government of India.
Under this scheme, the loan is provided to woman Safai Karamchari and their dependent daughters for projects with a maximum project cost of up to Rs. 2,00,000/- for small and petty trade/businesses, and various other income-generating activities such as beauty parlors, boutiques, cosmetic shops, bangle shop, etc.
Benefits at a glance
| Scheme name | Mahila Adhikarita Yojana under NSKFDC- Haryana (MAYNSKFDC-H) |
|---|---|
| Launched by | Welfare of Scheduled Caste & Backward Classes Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Business |
| Level / State | State · Haryana |
| Official portal | hscfdc.org.in (see References at the end) |
Key facts
| Implementing agency | Haryana Scheduled Castes Finance And Development Corporation |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤Female
- 🎂Age 18 to 55 years
- 💼Safai Karamchari
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
Project Cost Ceiling:
- The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to Rs. 2,00,000/- per beneficiary/unit for small and petty trade/business and various income-generating activities.
Margin Money:
- The Corporation provides margin money @ 10% of the project cost.
Subsidy:
- The corporation provides a subsidy @ 50% of the total project cost (Maximum subsidy amount is Rs. 10,000/-).
Note: The subsidy is only provided to the beneficiary below the poverty line.
Interest criteria for the loan amount recoverable by HSFDC:
| Upto Amount (Rs. ) | Interest % P.A. | Penal Interest % P.A. |
| 2,00,000/- | 5 | 4 |
| Interest Starts on | Penalty Start After | Principal Recovery Starts After | Installment Starts After | Installment Period |
| Same day | 30 days | 120 days | 120 days | 30 days |
Who qualifies
- The applicant should be a permanent resident of Haryana.
- The applicant should be a female.
- The applicant's age should be between 18 and 55 years.
- There is no income limit.
- The applicant should be either a woman Safai Karamchari or a dependent daughter of Safai Karamchari.
Note 1: Permanent Safai Karamchari means a person engaged in, or employed for any sanitation work and includes his/her dependents.
Note 2: The applicant shall have to produce a Certificate of Safai Karamchari or dependent of Safai Karamchari from the Head of the Government Departments (i.e. School, Colleges, Forest, Health, Education, Animal Husbandry having rank not less than Gazetted Officer), elected members of Municipal Body/ Corporation and Pradhan of Gram Panchayats, Local Revenue Officer or an Officer of Local Municipal Office, or Cantonment Executive Officer of the Cantonment or an officer of the Railways not below the rank of gazette officer.
Who is not eligible
<br>
Papers to keep ready
1. Aadhaar Card
2. Ration Card
3. Safai karamchari or dependent of Safai karamchari Certificate issued by the competent authority
4. Any other documents as required
Registration walkthrough
Online
Registration Process on Haryana Scheduled Castes Finance and Development Corporation:
Step 1: Visit the official website of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under ‘Bank Tie-up Scheme’.
Step 2: Click on "Apply for Loan" to begin the registration process.
Step 3: Fill in your details, including your name, Aadhaar number, email, mobile number, and captcha code, then click "Register".
Step 4: Enter the OTP sent to your mobile and click "Submit".
Step 5: The application form will open.
Step 6: Enter your details and upload the required documents.
Step 7: Click "Submit" to complete your application, and you will receive your user ID and password.
Login to apply for the scheme:
Step 1: Visit the official website of the Haryana Scheduled Castes Finance and Development Corporation and on the home page, click on ‘Login’ option.
Step 2: Enter your user ID/Username, password, and captcha code.
Step 3: Click "Login".
Step 4: Once logged in, the dashboard will open in front of you Click on "Edit Profile".
Step 5: Fill in surety details, upload required documents, and update other details.
Step 6: Click "Final Submit".
Step 7: After submitting, you can print out your application for your reference.
Registration Process on Antyodaya-SARAL Portal:
Step 1: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal.
Step 2: If the applicant is not registered on the portal, he/she gets registered there.
Step 3: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 4: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 1: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 2: Enter Password & Captcha and click on ‘Login’.
Step 3: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 4: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 5: Fill in all the mandatory details and upload all the mandatory documents.
Step 6: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Note: The loan applications so received are scrutinized and got verified by the District Managers concerned to ascertain the genuineness of the beneficiaries. Thereafter, cases of eligible applicants are sent to NSKFDC for sanction of loan. After the sanction of the loan by NSKFDC. The requisite sanction is issued for grant of loan to the beneficiaries concerned.
Frequently asked questions
Who implements the Mahila Adhikarita Yojana?
The scheme is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Safai Karamcharis Finance & Development Corporation (NSKFDC).
When was the HSFDC registered?
The HSFDC was registered under the Companies Act, 1956, on 02.01.1971.
What is the ownership structure of HSFDC?
HSFDC is wholly government-owned, with 51% share of the State Government and 49% share of the Government of India.
What is the maximum loan amount under the Mahila Adhikarita Yojana?
The maximum loan amount provided under this scheme is Rs. 2,00,000 per beneficiary/unit.
What types of activities can the loan be used for?
The loan can be used for small and petty trade/business and various income-generating activities such as beauty parlors, boutiques, cosmetic shops, bangle shops, etc.
What is the margin money provided under the scheme?
The Corporation provides margin money at 10% of the project cost.
Is there any subsidy provided under the scheme?
Yes, a subsidy at 50% of the total project cost is provided, with a maximum subsidy amount of Rs. 10,000/-.
Who is eligible for the subsidy?
The subsidy is provided only to beneficiaries living below the poverty line.
What defines a permanent Safai Karamchari?
A permanent Safai Karamchari is a person engaged in or employed for any sanitation work, including his/her dependents.
How can one apply for the loan?
Eligible applicants can apply online through the Official Portal - Antyodaya-SARAL Portal at https://saralharyana.gov.in/ or visit the official website of HSFDC at https://hscfdc.org.in/appreg.
What happens after the loan application is submitted?
The loan applications are scrutinized and verified by the District Managers to ascertain the genuineness of the beneficiaries. Eligible applications are then sent to NSKFDC for sanction of the loan.
Is there an income limit for applicants?
No, there is no income limit for applicants under this scheme.
What is the age limit for applicants?
The applicant's age should be between 18 and 55 years.
References and official sources
Apply only on the official portal. Nothing is applied for on this site, and applying is free.
- Official Website hscfdc.org.in
- Scheme Details kms.saralharyana.nic.in
- Antyodaya-SARAL Portal saralharyana.gov.in
- NSKFDC Website nskfdc.nic.in
grokipedia.org.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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