About this health scheme
The aim of this aid gratis is to provide financial assistance to non-pensioner ESM or their widow to meet routine medical expenses during the year.
The RMEWF – Financial Assistance for Medical Treatment of Ex-Servicemen scheme is implemented by the Department of Ex-Servicemen Welfare, Ministry of Defence, Government of India.All the pensioners of Armed Forces have been provided medical cover compulsorily under ECHS wef 01 Apr 2008. However, non-pensioner ESM who were sent out of services early in their life due to organizational constraints or discharged at their own request have no such medical cover. With ever increasing costs of health care, it becomes extremely difficult for non-pensioner ESM to combat diseases especially in old age. At such age, medical expenses push such ESM into a state of poverty and loss of dignity. The scheme to provide financial assistance to non-pensioners, who are without any other sources of income and in state of penury,was started in year 1981 with an amount depending upon nature and gravity of ailment. This was last revised in August 2023 with onetime grant of Rs. 50,000/-.
Aim
The aim of this aid gratis is to provide financial assistance to non-pensioner ESM or their widow to meet routine medical expenses during the year.
Benefits at a glance
| Scheme name | RMEWF-Financial Assistance For Medical Treatment Of Ex-Servicemen (RMEWF) |
|---|---|
| Launched by | Ministry Of Defence |
| Launch year | 1981 |
| Benefit type | Cash (money paid to your bank account) |
| Category | Health |
| Level / State | Central · All India |
| Official portal | 164.100.158.73 (see References at the end) |
Key facts
| Scheme type | Centrally Sponsored Scheme |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Age | 18 to 80 years |
Who can apply (quick check)
- 👤Female / Male
- 🎂Age 18 to 80 years
- 🍚BPL only
- 🆘Economic distress
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
A Financial assistance up to a maximum of Rs. 30,000/- per year per eligible Ex-Servicemen/widow is provided in a financial year.
Who qualifies
The following criteria must be fulfilled:-
- Applicant must be a non-pensioner ESM or his widow.
- Should be of rank Havildar/equivalent and below.
- Should be recommended by respective Zila Sainik Board (ZSB).
- Expenditure must be incurred at recognized government hospitals at rates approved under CGHS/ ECHS.
Who is not eligible
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Papers to keep ready
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Copies of following documents duly attested by ZSWO must accompany the application:-
Registration walkthrough
Online
- Eligible Ex-servicemen / their widows can visit the official website of Kendriya Sainik Board Secretariat https://ksb.gov.in/
- Click on “Register” which is available on the homepage of the portal.
- Now, the registration form will be displayed, fill the form with necessary details.
- Upload the Photo
- Save the application by clicking on the “Save” button and the saved details and password will be forwarded to the registered mail id.
- Click the activation link which is sent to the mail id to login into the KSB portal.
- Provide user name, password and verification code and click on the “Login “ button.
- Select the scheme name and start filling the new application form by entering the required details.
- Copies of the supporting documents duly attested by the respective Zila Sainik Welfare Officer (ZSWO) must be uploaded with the online application.
- Once the online application is submitted, ZSWO will scrutinize the online applications and give appointment to the applicant for verification,
- After successful verification, ZWSO will recommend the online application and forward the harp copy as well soft copy to Kendriya Sainik Board (KSB) through Rajya Sainik Boards (RSBs) on a monthly basis for further processing.
Processing at KSB Secretariat
- Once the application reaches the Kendriya Sainik Board, the Section-in-charge verify the same and upload the printed list for the approval of JD (Welfare).
- Such applications of approval is then moved for sanction of the competent authority in one lot, preferably every quarter.
Payment Procedure
- After approval of Secretary KSB, the application is processed for payment by Welfare Section.
- The welfare section verifies the Ex-servicemen's service number, name, banker's IFS Code and bank account number & forward the list of approved cases to Accounts Section for payment.
- The Accounts Section then processes the list for payment directly to beneficiaries via ECS to the beneficiaries as applicable.
Track Application Status
- Applicant has to revisit the same portal https: https://ksb.gov.in/index.htm
- Click on “Status of application” link on the homepage of the portal.
- Now enter your DAK ID and verification code. Click on the “Search” button.
Important dates
| Launch / start | 01 Jan 1981 |
|---|
Frequently asked questions
Can I Take The Benefit Of This Scheme For Treatment In Any Private Or Government Hospital?
No. the financial assistance will be provided for expenditure incurred at recognized government hospitals at rates approved under CGHS/ ECHS.
Can I Give Bank Details Of Any Bank?
No. Account details of only State Bank of India (SBI) or Punjab National Bank (PNB) is valid for application.
Whose Account Details Can Be Filled In The Registration Form?
The applicant has to fill his/her Aadhaar linked bank account number.
Who can apply for this medical grant?
Non-pensioner Ex-Servicemen and their widows who fulfill the prescribed eligibility conditions can apply for the grant.
What is the maximum financial assistance available under the scheme?
Eligible beneficiaries can receive financial assistance of up to Rs. 50,000 per financial year for routine medical treatment.
Are pensioner Ex-Servicemen eligible for this scheme?
No. Pensioner Ex-Servicemen are covered under ECHS and are not eligible for this grant.
Which medical expenses are covered under this scheme?
Routine medical expenses incurred for treatment at recognized government hospitals are covered. Expenses for serious ailments may be covered under separate schemes.
Can treatment taken at a private hospital be reimbursed?
Medical expenditure should be incurred at recognized government hospitals and at rates approved under CGHS/ECHS guidelines.
Is recommendation from welfare authorities required?
Yes. The application must be recommended by the respective Zila Sainik Board (ZSB) and Rajya Sainik Board (RSB).
How is the grant amount paid?
After approval and verification of beneficiary details, the payment is transferred directly to the beneficiary's bank account, subject to fund availability.
References and official sources
Apply only on the official portal. Nothing is applied for on this site, and applying is free.
- Scheme Guidelines ksb.gov.in
- Application Form (PDF) ksb.gov.in
- Application Portal ksb.gov.in
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The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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