About this housing scheme
The Scheme for Loan and Advances to the Beneficiary for Construction of House was launched by the Tripura Building and Other Construction Workers Welfare Board, under the Labour Department of Tripura.
The Scheme For Loan And Advances to the Beneficiary For Construction Of House was launched by the Tripura Building and Other Construction Workers Welfare Board, under the Labour Department of Tripura. This scheme offers registered construction workers a credit-linked interest subsidy for the construction of dwelling house.
Benefits at a glance
| Scheme name | Scheme For Loan And Advances to the Beneficiary For Construction Of House (SLABCH) |
|---|---|
| Launched by | Labour Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Housing |
| Level / State | State · Tripura |
| Official portal | tbocwwb.tripura.gov.in (see References at the end) |
Key facts
| Scheme for | Individual |
|---|---|
| Application mode | Online - via CSC |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 3 lakh per year |
| Age | 5+ years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 5+ years
- 💰Income Rs. 3 lakh tak
- 💼Construction Worker
- 📝Online - via CSC
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Credit-linked interest subsidy at 6.5% for eligible loans.
- Loan amount up to Rs. 6 lakh, repayable over a maximum period of 20 years.
Note: Direct subsidy credited to the loan account to reduce financial burden.
Who qualifies
- The worker should be a registered active BOC worker under the Tripura Building and Other Construction Workers Welfare Board.
- The worker must be a registered construction worker for at least 5 years.
- The worker should have a minimum of 20 years before retirement.
- The registered construction worker must not hold any pucca house in any part of the country.
- The registered construction workers should have a minimum land area (30 Square meters) as per their income status for the construction of Houses.
- The beneficiary family should not have availed of any central assistance under any housing scheme from the central/ state Government.
- The worker's annual income should not exceed Rs. 3,00,000/-.
- The worker should belong to the economically weaker section (EWS) category.
Papers to keep ready
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Registration walkthrough
Online - via CSC
Step 1: The applicant should gather copies of the necessary documents needed to apply for the concerned scheme.
Step 2: The applicant should visit the nearest Common Service Center (CSC) and complete the Biometric Verification Process.
Step 3: The applicant should ensure that the CSC agent completes all mandatory fields in the application form and uploads copies of all required documents.
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
Frequently asked questions
What is the purpose of the scheme?
To offer interest-subsidized loans for registered construction workers to build homes.
What subsidy is offered under this scheme?
A 6.5% interest subsidy on loans up to Rs. 6,00,000/-.
Who is eligible for the scheme?
Registered BOC workers with no other house, an income below Rs. 3,00,000, and a minimum 5-year registration.
What is the loan tenure under the scheme?
Loans can be repaid over a period of up to 20 years.
Can the loan be used to purchase an existing house?
No, the loan is intended for new construction.
Is the interest subsidy available on the entire loan amount?
Yes, the subsidy applies to loans up to Rs. 6,00,000/-.
What documentation is required to apply?
Proof of registration, income, land ownership, and no prior assistance are needed.
Who approves the loan application?
The TBOCWW Board reviews applications and partners with banks for loan processing.
What is the role of the bank in this scheme?
The bank processes the loan and applies the interest subsidy on approved loans.
Can non-residents of Tripura apply for this scheme?
No, only registered BOC workers in Tripura are eligible.
How can I apply for this scheme?
Submit your application through the TBOCWW Board or authorized officer.
Will the subsidy be credited upfront?
Yes, it’s credited directly to the loan account upon approval.
What happens if my loan application is rejected?
The Board may provide an opportunity to reapply or appeal.
Are there any income restrictions for applicants?
Yes, only those with annual incomes under Rs. 3,00,000/- qualify.
How will I know the status of my application?
The tied-up bank or TBOCWW Board will inform applicants of their application status.
References and official sources
Apply only on the official portal. Nothing is applied for on this site, and applying is free.
- Official Website tbocwwb.tripura.gov.in
grokipedia.org.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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