About this banking scheme
The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to Rs. 20,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability.
The scheme "Term Loan Scheme- Credit Line 1 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans of up to Rs. 20,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability. This applies to those with an annual family income of up to Rs. 98,000/- in rural areas and Rs. 1,20,000/- in urban areas. Applicants must be permanent residents of Haryana and belong to minority communities, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
Benefits at a glance
| Scheme name | Term Loan Scheme- Credit Line 1 for Minority Community (TLS-CL1MC) |
|---|---|
| Launched by | Welfare of Scheduled Caste & Backward Classes Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Haryana |
| Official portal | saralharyana.gov.in (see References at the end) |
Key facts
| Implementing agency | Haryana Backward Classes And Economically Weaker Sections Kalyan Nigam |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 98,000 per year |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 55 years
- 💰Income Rs. 98,000 tak
- 🕌Minorities only
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Under the scheme, Nigam provides loans of up to Rs. 20,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.
Who qualifies
- The applicant should be a permanent resident of Haryana.
- The age of the applicant should be between 18 and 55 years.
- The annual family income of the applicant should not exceed Rs. 98,000/- (Rural Area) and Rs. 1,20,000/- (Urban Area).
- The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
- The applicant should have a Parivar Pehchan Patra (PPP ID).
Papers to keep ready
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Registration walkthrough
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal.
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Frequently asked questions
What is the maximum loan amount available under this scheme?
Loans of up to Rs. 20,00,000/- are provided under this scheme.
What are the minority communities recognized under this scheme?
Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
What is the age limit for applicants?
Applicants should be between 18 and 55 years of age.
What is the income eligibility criteria for rural areas?
The annual family income should not exceed Rs. 98,000/- in rural areas.
What is the income eligibility criteria for urban areas?
The annual family income should not exceed Rs. 1,20,000/- in urban areas.
Do applicants need to be permanent residents of Haryana?
Yes, applicants must be permanent residents of Haryana.
How can one apply for this loan?
Eligible applicants can apply online through the Antyodaya-SARAL Portal (https://saralharyana.gov.in/).
Can applications be tracked online?
Yes, applicants can track their applications through the Antyodaya-SARAL Portal (https://status.saralharyana.nic.in/) by entering the Department Name, Scheme Name, and Application Reference ID.
References and official sources
Apply only on the official portal. Nothing is applied for on this site, and applying is free.
- Scheme Details kms.saralharyana.nic.in
- Official Website haryanascbc.gov.in
grokipedia.org.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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